Deeper insight on commercial lending decisions
Dun & Bradstreet provides UK commercial lenders with data covering the full aspect of borrowing performance. In addition to our leading financial, corporate linkage and ownership analytics, we add significant new insight on client behaviour to make more robust / quicker lending decisions.
Better understanding of client behaviours from deeper trends and insights to help you make more robust lending decisions.
Enhanced risk management of your existing portfolios highlighting changes on clients, enabling prompt action.
Understand client opportunities and behaviours as they emerge from COVID-19 and seek investment for growth.
Transactional insights provide net income trends helping to understand loan applicant affordability.
Additional insights from our market leading corporate linkage, beneficial ownership and predictive commercial credit scores.
Granular insights can augment thin files for improved new business onboarding, ongoing monitoring and collection prioritisation decisions.
How It Works
* Commercial Credit Data Sharing (CCDS) is a UK government initiative mandated under the Small Business Enterprise & Employment Act 2015, with the aim of actively stimulating competition and new entrants in lending markets particularly for enterprises with annual revenues below £25million GBP. CCDS requires banking institutions to make available detailed business current account data and up-to-date information on the performance of business loans and corporate credit cards for all their commercial customers who meet the above criteria.
