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Home » Risk & Compliance » The Solution: CallML

CallML

Money Laundering Prevention

If you have to comply with the FSA anti-money laundering policy, have you covered your business adequately?

Verify the identity of your new customers swiftly and with confidence using CallML an online anti-money laundering service, supplied by D&B – developed by Callcredit.

A wide range of organisations must now check the identity of new customers as part of stringent anti-money laundering legislation. CallML - a proven identification system, has been designed to specifically meet this requirement by interrogating a wide range of approved and independent data sources to enable users to reach a decision instantly, with confidence and certainty.

What are the key benefits for your business?

  • Speeds up the application process for new customers
  • Powerful pass or refer result provides immediate decisioning certainty
  • Peace of mind that you have done the necessary checks
  • For an integrated solution - WSDL/XML delivery ensures flexibility, scalability and speed

Key Features

  • Simple to use and intuitive
  • Quick and easy to adopt - CallML is available through a browser or an API
  • Access to extensive and unique data sources, including credit data
  • Database audit trail
  • Suitable for face-to-face or back office decisioning
  • Various levels of checking - for an enhanced risk based approach

How CallML Works

  • CallML enables users to confidently verify an applicant in seconds against multiple, approved and independent data sources
  • CallML rapidly performs an online check against the identification data sources and looks to achieve:
  • - Identity confirmation
    - Address validation
  • The system conducts verification against a range of files including the following:
  • - Electoral Roll
    - CIFAS data (members only)
    - Public data (CCJ's & Bankruptcies)
    - Deceased data
    - SHARE data (account performance data)
    - Post office address File (PAF)
    - Politically Exposed Persons file
    - Terrorist file
    - OFAC (SDN) file
    - UK Investors & Directors at Home files
    - Gone Away Suppression file
    - Fraudulent passport data
    - GeoFraud Index
    - Mailsort database
    - Non-standard address list
  • CallML automatically ensures that when using a combination of electronic and documentary checks, the same source of evidence is only counted once
  • Users are warned if certain records, such as the Electoral Roll are too recent

Intuitive & Easy To Use

  • CallML enables users to easily:
  • - Enter known personal details (full name, address, date of birth)
    - Enter any other names (aliases) that the individual is known under
    - Input details of approved identity documents as supplied by the customer
  • CallML immediately produces a report detailing:
  • - Number of confirmations made in each category, including any documentary evidence entered
    - Whether or not the applicant has been successfully verified
    - A list of the data sets used for identification

Powerful Audit Functionality

  • CallML has a fully featured audit function providing:
  • - Operator identification
    - A complete audit trail listing times, dates and results
  • All CallML transactions are recorded in a powerful audit database. This provides a digital ‘paper trail’ to enable you to meet regulatory requirements
The Challenges
The Solutions
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