D&B Failure Score

Superior scorecards for objective, consistent risk decisions

To evaluate risks objectively and consistently, you need a multitude of business information and analyse it carefully. The D&B Failure Score makes risks visible and is based on the largest possible amount of company information. Its calculation guarantees objectivity and consistency and allows you to reduce your bad debt.

The D&B Failure Score is:

percentile score on a 1 to 100 scale, which positions a company relative to all other companies in the D&B database.
statistically derived and mathematically calculated score, unique to D&B, that predicts business failure.

With the D&B Failure Score you can:

make consistent credit decisions faster
reduce your bad debt
improve the consistency of your credit decisions

Easy to interpret, the D&B Failure Score 1 indicates a good chance of a company being declared bankrupt, the D&B Failure Score 100 indicates a small chance.

Improved modelling. More scorecards. 10% better prediction.

Our latest scorecards take segmentation right across the UK Business universe to ensure that a business is rated accurately. Using new modelling techniques, D&B has recently improved the failure score accuracy - improving prediction of failure by 10%.

The D&B Failure Score in the United Kingdom is calculated based on the following elements:

General company data: e.g. number of employees, age of the company
Financial data: e.g. profit- and loss figures, financial ratios
Payment experiences: e.g. experiences from the D&B Trade Program, debt-collection files, protested bills, summons

You can find the D&B Failure Score in the D&B Business Information Reports, in D&B Global DecisionMaker and in D&B Toolkit products.

Decide with confidence today. For more information on D&B’s Solutions, call 0800 001234 or email.